DSCR / Loans for Investment Properties

What is DSCR?

Breeze DSCR is a program that allows homeowners or homebuyers who want low documentation requirements. Credit scores as low as 600. In simple terms, DSCR is a loan for property investors who own rental properties and prefer to qualify based on the cash flow of the property. With most of these rental property loans, the property's cash flow is the key element in qualification. The property's monthly rental income needs to earn enough, or in many cases almost enough to cover its montly income covers its principal, interest, taxes and insurance.

However, we even help you fund DSCR loans that allow you to be upside down on the rent vs the payment if there is sufficient equity.

Call us about our purchase DSCR loans, refinance DSCR loans, and cash-out refinance DSCR loans.

• One of the best types of loan for rental property
• Lower cost alternative to hard money loans
• Loan terms are 30 year fixed
• Best Investment Property lenders
• Investment property loans with no income verification
• Perfect for investors who don't have time to get bogged down with over-documentation
• Ideal for borrowers wanting low doc loans, no doc loans, or no ratio loans
• DSCR can be used for purchase loans
• Great for investment property loans for llc

Simple Qualification Criteria

• Middle Credit Score of 600
• Loan to Values of up to 80%
• Some recent mortgage lates ok
• Loan available for long term rentals or short term Air BnB rentals
• Rural properties ok
• Even if you had a loan modification, you may still qualify

Our investor loans helps more homeowners as the rules are not as restrictive. Think you qualify and want to get some cash?