DSCR / Loans for Investment Properties
Relaxed Credit Requirements
Allows for some lates and other bruised credit.
Have Equity? No Problem!
These loans are based on the property's cash flow.
Low Documentation
Even rentals with upside down cash flow may qualify
What is DSCR?
Breeze DSCR is a program that allows homeowners or homebuyers who want low documentation requirements. Credit scores as low as 550. In simple terms, DSCR is a loan for property investors who own rental properties and prefer to qualify based on the cash flow of the property. With these rental property loans, the property's cash flow is the key element in qualification. The property's monthly rental income needs to earn enough, or in many cases almost enough to cover its montly income covers its principal, interest, taxes and insurance.
- One of the best types of loan for rental property
- Lower cost alternative to hard money loans
- Loan terms are 30 year fixed
- Best Investment Property lenders
- Investment property loans with no income verification
- Perfect for investors who don't have time to get bogged down with over-documentation
- Ideal for borrowers wanting low doc loans, no doc loans, or no ratio loans
- DSCR can be used for purchase loans
- Great for investment property loans for llc
Simple Qualification Criteria
- Middle Credit Score of 550
- Loan to Values of up to 80%
- Some recent mortgage lates ok
- Loan available for long term rentals or short term Air BnB rentals
- Rural properties ok
- Even if you had a loan modification, you may still qualify
Our investor loans helps more homeowners as the rules are not as restrictive. Think you qualify and want to get some cash?